Auto insurance lawyer Houston: The procedure of filing an accident claim is a bit difficult and complicated. You’re already suffering from a lot of stress dealing with damages, injuries, property as well as all three. Insuring companies are able to profit from your vulnerability when you’re at the most.
When having to deal with the insurance company following an accident, claims that are denied and pending payments or unjust settlements appear to be a part of the area of responsibility. However, they don’t have to! The positive side is that when you hire the best Houston legal firm for insurance claim You send an immediate signal that you’re prepared to defend your rights.
Best Car Accident Lawyers in Houston
- Kurt Arnold
- Sammy Ford IV
- Michael T. Gallagher
- Mark Lanier
- Richard Warren Mithoff
- Connie Pfeiffer
- Andrew Sher
- Reagan W. Simpson
- Randall O. Sorrels
- Judson A. Waltman
How to Locate Best Auto insurance lawyer houston
Doing a Google search for lawyers who handle car accidents in Houston provides thousands of outcomes. There are plenty choices to select from. The best choice for you requires asking the appropriate questions when looking at these. Be aware that you don’t have to pick your first attorney you see; there are many choices. Be patient and choose the one that is right for you.
Here are the most crucial aspects to take into consideration when searching for a lawyer who can help you in a car accident in Houston.
A great place to begin in your search for a lawyer who can help you in an accident is to seek recommendations from family, friends and coworkers. You’re likely to find you’ve met at least one person who’s required the services of a lawyer during an accident. If you meet someone who can refer you to and ask them what they enjoyed when working with the attorney. That will help you get an idea of what you can anticipate from the meeting. Also, inquire about the things they disliked to gain a complete picture about the interaction.
If you aren’t able to come up in terms of referrals, you can look for a lawyer who can help you in a car accident located in Houston online. For instance, you can go to Google and search for lawyers and law firms with reviews. Look at the overall score and the amount review reviews in order to have a clear idea of how content people are by the lawyer.
If you’re interviewing lawyers, ask them asking about their expertise. While some lawyers focus on auto accident cases only while others are more generalists who are experts in personal injury law that deals with other types of cases, such as workers compensation. You can choose to work with either however you will need to ensure that the generalist you choose has dealt with a number of cases involving car accidents and be sure they understand the rules and regulations of the insurance industry.
What are they charging?
Lawyers for car accidents in Houston are likely to never charge you an hourly cost in order to keep them. Lawyers who represent you by contingency, meaning they only receive payment when you settle. The amount they get paid is proportional to the settlement amount, so you must ensure that their fees are in line with standard industry norms of 33%-40 percent. Settlements usually include the fees into them so that you won’t be losing money hiring a lawyer to work on your behalf, however when a lawyer is charging higher than the norm fees, it may affect the amount you receive from the settlement.
Can They Be Litigated?
Most cases involving car accidents do not ever make it into an courtroom due to lawyers being able to engage in direct negotiations with the insurance company to negotiate settlements. If your case is among the five percent of cases that go to trial due to serious injuries, it is important to ensure that your lawyer is experienced enough to argue the case. Going to court is quite different from working with insurance companies, which is why you need to choose a lawyer with the expertise to win.
How well organized are they?
It is not a good idea to have details of your case to slip into the void and becoming lost during court or negotiation. Your attorney must be organised. You can sense the level of their organization by looking at the presentation they make in their office. Everything should be put in its place and files are put away and not placed on top of a desk. Pay attention to how receptionists take phone calls and what data is entered into the file. Clean, well-organized office is an indication of professional.
CAR INSURANCE CLAIMS DO’S & DON’TS
Do report the accident
It is your legal obligation to legally bound to be notified of any auto accident which results in:
- Bodily injury
- Property damage up to $1,500 for all vehicles insured, or $500 if none are
If police arrive at the scene, give accurate assertions about the events preceding the car accident.
Do Seek Medical Treatment
Car accidents may cause serious injuries, such as fractured bones, brain injuries, as well as injury to the spinal cord. Certain injuries, such as internal organ damage aren’t evident immediately after an accident. It is imperative to seek medical attention as soon as you can. the best way to ensure your health after an auto crash.
Do collect information
Take note of information when you’re at the scene of an accident that includes the insurance information of the other driver address, address, driver’s licence number, and information about the vehicle. Also, take note of the names and numbers of witnesses.
Do Take Pictures
The scene of the accident is quickly cleaned following the incident, which means you will only have a few minutes to save evidence for your insurance claim. Photograph the following:
- The other vehicles were involved
- Property damage of all kinds
- The scene of the accident
- Cross streets
- Broken auto parts, tire treads or any other physical evidence found at the site of the collision
- Any indications (like speeds limits) could be relevant to an insurance claim
Do You Review Your Insurance Protection
Review in your policy for insurance coverage to find out the coverage you are entitled to. Examine your policy in both “Coverage” as well as the “Exclusions” section of your insurance policy. If you’ve got an knowledge of what your policy covers, you will be able to be sure to get the maximum amount of the benefits you’re legally entitled to through your automobile insurance claim.
Do not save receipts
In the consequences of a car collision is costly. It is possible to get fair and full damages for any losses that result from an accident for example:
- Medical bills
- Costs for repairing or replacing your vehicle
- The future medical treatment
- Loss of wages and reduced earning capacity
- The pain and suffering
- Mental distress
Make sure you save receipts for all of your expenses that are out of pocket, so you can get paid back for them.
Do not miss out on an Attorney for Personal Injury’s Free Consultation
Get in touch with a reputable attorney for auto accidents as soon as you are able. In Salvi, Schostok & Pritchard P.C. We offer free consultations to talk about your rights as a legal person and the options after a car accident. If you decide to work with us, we’ll:
- Contact and negotiate direct with your insurance company
- Take the time to review each insurance policy that is applicable to the situation.
- You will be represented throughout the entirety of the insurance claim for your car.
- Decide which legal procedure is most likely to bring the results you’re trying to achieve.
DON’TS OF CAR INSURANCE CLAIMS
Do not provide or give Additional Information
Even if you were in a crash but you might not understand the reason why certain events occurred the way they did. So, don’t speculate. If insurance or police agents ask questions, you must answer the questions honestly, but do so using facts and not your own opinion.
Don’t Admit Fault
Even if you believe you were responsible in an accident, you could be mistaken. It is difficult to determine the extent of liability. It involves analyzing many different elements. Let the police and investigators to carry out their work and come to their own conclusions regarding their own fault. If you acknowledge to being at fault, you will not be able to receive an equitable settlement for your claim, even though you weren’t responsible for the incident.
Do not directly negotiate with the other Driver
The other driver isn’t in a position to judge the value of your claim. If you make a deal in a different way than the insurer process you could not be fair compensation for your losses and injuries. When the driver who is at fault is insured insurance then you (or the lawyer) will directly deal with the insurance company of the driver. If the driver is not insured it is possible to talk to your insurance provider about the coverage available.
Do not give The Insurance Company Written Statements Before Examining Your Policy
Before you provide any information written to your insurance company, be sure that you read the policy thoroughly and know what coverage is provided by your insurance. Don’t give any written or recorded statements until you fully understand the obligation (if there is one) to provide it.
Don’t Do Anything That Could Cause your injuries to get worse
If you’ve been injured in an automobile accident be sure to get medical attention and go to subsequent appointments. Follow the directions your doctor provides you with to ensure the maximum amount of recovery (and get the maximum amount of reimbursement to cover your losses).
Do not accept an Insurance Agent’s Assessment Without Asking Questions
If an adjuster from your insurance company comes to an assessment of the worth for your case, don’t believe that the adjuster is right. In the insurance industry, there is a legitimate interest in reducing the amount the company will pay in claims. It is possible to obtain the damage estimate yourself or speak to an attorney to assist you get it done.
Don’t sign a Settlement without consulting a lawyer
If you make a written declaration of waiver and cash in a check that states “full and final payment” you are not able to receive any additional compensation. The amount that the company gives you could be a bit inflated and may not pay for future medical costs due to the accident. A lawyer can assist you determine what a fair settlement could be, and then find the most beneficial settlement for you with the insurance company.
Don’t sign the Blank Medical Authorization.
A representative from an insurance company may be interested in seeing any medical documents you’ve had. But, the insurance company does not have access to any information other than medical records that are related to the accident. If the insurance company attempts to obtain your medical records in addition to the medical records, it’s an infringement of your privacy. If you have any concerns regarding the authorization, speak with a licensed lawyer.
AGGRESSIVE REPRESENTATION BY HOUSTON AUTO INSURANCE ATTORNEY
With each of these areas to help you recover your financial recovery the only thing between you and settlements is insurance companies. Working with representatives and agents can be a daunting and stressful experience. Our firm, Charles J. Argento, we are relentless in pursuing the driver responsible as well as their insurance company and insurer to assure you completely recover from the repercussions caused by an accident.
Even if you don’t have insurance for health, we can issue a protection letter which allows you to see our affiliated doctors within the Houston area to evaluate the extent of your injuries. The records will be provided to the court for filing lawsuits. The healthcare professionals involved in the same contingency plans like our company and only receive payment for their services once they have reached a settlement and repaid.
Choose a Houston Insurance Claims Law Firm
It’s easy to feel overwhelmed when facing insurers, but keep in mind that the law is in your favor. Insurance firms don’t want you be aware that the law allows you to receive compensation from responsible third parties. They’ll try everything to make you back to the ground.
A reputable insurance law firm is able to stand up against giant insurance companies and make sure that your claim and you are treated with respect. As an attorney who has been practicing insurance law for years, Stewart Guss and his team will not hesitate to fight head-on against any insurance company. Our law firm will defend the rights of our customers, and will do everything we can to ensure that insurance companies pay the money you’re due.
You’ve paid your premiums for years and now it’s time to ensure that you get your money back! We’re well-equipped with decades of working with all the major insurance firms in Texas as well as across the United States. You can be confident about.
If you think that your insurance provider isn’t handling your claim with fairness, for any reason, you should contact the legal attorney’s office at Stewart Guss and discuss your circumstances. Do not sign anything with your insurance company until you have spoken with us or you could lose part or all of the payment payable to you. Know your rights and your choices.
CAR ACCIDENT CHECKLIST
- Think Safety
- Call The Police
- Gather Information About Accident
- Get Witnesses
- Describe The Accident
- Don’t Admit Fault
- Never Leave The Scene Of An Accident
- Seek Medical Attention
- Contact Us Immediately
- Report Accident To Insurance Company
STEPS OF TYPICAL AUTO ACCIDENT CLAIM
- NOTICE OF REPRESENTATION
- GATHERING OF ACCIDENT FACTS
- DEMAND PACKAGE
- WHAT IS MY CASE WORTH?
- NEGOTIATING THE SETTLEMENT WITH INSURANCE COMPANY
- SETTLE OR GO TO TRIAL